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Although the HSBC Bank has its headquarters in London, UK, it was formed in Hong Kong. HSBC Bank is one of the largest banking groups in the world. As such, it is no surprise that HSBC Bank has a presence in many countries in the world.

HSBC Bank History

The seeds of today’s HSBC Bank were sown in 1865, but at its inception was called the Hong Kong and Shanghai Banking Corp. Shortly after its birth, the Hong Kong and Shanghai Banking Corp. began to expand into other parts of Asia, Europe and the USA. In the early years of the 20th Century, the HSBC Bank invested int many projects like the building of the railroads.

In the late 1980s, the UK HSBC Bank operation acquired a significant stake (of around 15%) in the now defunct Midland Bank, which led to the full acquisition of the bank in the early 1990s. Acquisitions were not solely carried out on UK soil, as proven with HSBC’s 1999 purchase of the Republic National Bank of New York. During this time HSBC Bank began to focus its attention on regional areas in North America, Europe and the Middle East.

There is presently significant investment into the UK organisation to upgrade branches and promote the image of HSBC Bank.

HSBC Bank’s revenues are fairly evenly split throughout it global operations with no particular country seeming to dominate. However, recent expansion in Hong Kong is taking the HSBC back to China after its forced relocation to London in 1992.

HSBC Bank Consumer Services

HSBC Bank offers numerous financial services to its consumer banking customers. Customers of HSBC can take advantage of services such as:

  • HSBC Bank savings and investments
  • HSBC Bank credit cards
  • HSBC Bank loans
  • HSBC Bank mortgages
  • and HSBC Bank insurance

Within each of these product lines there are a number of different options and prices. HSBC Bank consumer services can be accessed via the Internet through HSBC’s online banking facility

HSBC Bank Commercial & Private Banking

Along with its consumer offerings, HSBC Bank provides a variety of services to the commercial, global and private banking markets. As with consumer banking services, all of these services can also be accessed via HSBC Bank’s online banking facility.